Legal Notice

General Terms and Conditions of Use of the website at 16/03/2020.

The present site, hereinafter referred to as "", is published by Oney Bank - S.A. with a capital of €51,286,585 - RCS Lille Métropole B 546 380 197, hereinafter referred to as Oney.

  • Head office: 34, avenue de Flandre, 59170 Croix.
  • Director of publication: Jean-Pierre Viboud, Managing Director
  • Hosting : Hosting : ODISO - 125 avenue de la République- 59110 LA MADELEINE - France
  • Website design: Ultramedia (communication agency)


The purpose of these general terms and conditions of use is to define and set out the terms and conditions for the provision of the site's services and their use by any person connecting to this site and hereinafter referred to as "the User".


The information provided on the website is for information purposes only. The User accepts full responsibility for the operations that he or she initiates and their consequences, and shall not under any circumstances seek the liability of Oney.

The general structure, texts, images, whether animated or not, information, communications and all elements that make up the website are the property of Oney and may only be used by the User for personal information and use. Under no circumstances may the User modify, copy or reproduce, in whole or in part, the elements and information communicated by the website, nor may the User transmit them electronically or otherwise to the public, in particular for commercial purposes, without the prior express authorisation of Oney.

It is the responsibility of the User to take the necessary precautions against viruses and other harmful elements that may be introduced on the website, in particular when downloading or selecting these pages.


Oney does not collect any personal data via the website.


The general structure of the website, as well as the texts, graphics, images, sounds and videos contained therein, are the property of Oney. Any representation and/or reproduction and/or partial or total exploitation of the content and services offered by the website, by any process whatsoever, without the prior written authorisation of Oney and/or its partners is strictly prohibited and would be liable to constitute an infringement within the meaning of articles L 335-2 and following of the French Intellectual Property Code.

Failure to comply with this prohibition may constitute an act of counterfeiting liable to penal sanctions. In accordance with the provisions of the Intellectual Property Code, only the use of the elements making up the site for strictly personal purposes is authorised.


This site does not use cookies or trackers.


Oney makes every effort to ensure that the information on this site is accurate and up-to-date, and reserves the right to correct its content at any time and without prior notice. However, Oney cannot guarantee the completeness of the information or the absence of modification by a third party (intrusion, virus). Furthermore, Oney declines all responsibility in the event of difficulty or impossibility to access the site due to a problem with the Internet connection.

With the exception of direct material damage, Oney shall under no circumstances be held liable for any damage, loss or financial or other loss or damage resulting from the failure or improper use of operations carried out by the User via the website, including, but not limited to, loss of opportunity and any immaterial damage. shall also not be liable for elements beyond its control and for any damage that may be caused by the technical environment of the users of this site, in particular computers, software, network equipment (modems, telephones, etc.) and any equipment used to access or use the service and/or information.


The establishment of a hyperlink to this website requires prior authorisation from Oney. In this case, you may contact the editorial manager. The setting up of a hypertext link, after authorisation, may be valid on various media, with the exception of those disseminating information of a political, religious, pornographic or xenophobic nature or which may affect the sensitivity of the greatest number of people, or which may be contrary to the legal and regulatory provisions in force.

In this respect, Oney reserves the right to oppose any link set up without its authorisation that may harm its image, activities, values, reputation or reputation, without prejudice to any legal proceedings that may be taken.

In the spirit of the Internet, the links proposed to other sites are provided for information purposes only and Oney cannot be held liable for their content, any changes made to them, their operating methods or the impossibility of accessing them.


Oney endeavours to provide access to the site 24 hours a day, 7 days a week, except in the event of force majeure or an event beyond Oney's control, and subject to any breakdowns and maintenance operations necessary for the proper functioning of the site and services.

Furthermore, Oney may be required to interrupt the site or part of the services at any time without notice, without any right to compensation. The user acknowledges and accepts that Oney shall not be liable for any interruptions, and for the consequences that may result therefrom for the user or any third party.

Consequently, we cannot guarantee that the operation of the site will be uninterrupted and free of any errors. We are only bound by an obligation of means with regard to the operation and continuity of the service. We shall not be liable for any damage resulting from the use of our site, whatever the cause; in particular, we shall not be liable for the alteration or fraudulent access to data and/or accidental transmission via the virus service. Likewise, we cannot be held liable for events due to force majeure, breakdowns and technical problems relating to hardware, programs and software or the Internet network that may result in the suspension or termination of the service.


Oney reserves the right to adapt or modify these General Terms and Conditions of Use at any time.


These General Terms and Conditions of Use are governed by French law. Any dispute relating to the interpretation or execution of the General Terms and Conditions and/or the use of the website shall be brought exclusively before the French courts within the jurisdiction of the Lille Métropole Commercial Court.