the concept of "smart living" applied to finance!
Creation : In 2019
Activity : Personal Loans
Implantation : Poland
Who we are ?
Smartney, subsidiary of Oney, was created in 2018 in Poland to offer customers the possibility of borrowing in a simple and innovative way and on favourable terms, using cutting-edge technology!
A unique offer on the market
Our portfolio of solutions
We offer our customers unsecured loans up to PLN 60K for up to 5 years, allowing them quick access to higher amounts at a price not available on the market.
Our membership of the Oney group gives reliability and guarantees.
- Fast online process: paperless, easy with instant credit decision and fast money transfer
- Automated credit risk assessment of customers.
A wide offer
- 24/7: online and mobile app and service
- offline: all the major brokers in Poland offer Smartney
Smartney is a dynamic start-up that successfully launched its sales on the market in just nine months from scratch: design of its back-end system, development through the design of UX, development of a risk strategy, brand design and implementation of a back-office policy.
By establishing its presence in both channels: online and offline and combining it with a dynamic increase in sales, Smartney has demonstrated great potential for its business model.
The further growth of Smartney is planned along two axes: growth of our sales volumes and creation of new products.